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☆ Plan to buy a home in the next year or two? Here are 5 steps to take now to get your finances ready
▼ + stars: | 2024-04-04 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +7 min

Mortgage lenders will consider lots of different metrics and circumstances when assessing your creditworthiness. Check your credit reports and credit scoresTwo other factors lenders will consider are your credit history and credit score. Kill the credit card debtA key way to improve your credit score is to reduce your credit card debt. “The minute they pull your credit score, it is going to [reflect] what is on my credit card that day,” MBA’s Seiler said. “Because there are many variables that affect an individual consumer’s credit score, we can’t say a specific number of months,” FICO’s Zeibert said.

Persons: ”, Avi Adler, Sara Zuckerman, Margaret Poe, Poe, you’ll, Eddie Seiler, Joe Zeibert, You’re, ” Adler, MBA’s Seiler, ” FICO’s Zeibert, “, ” Seiler, Zuckerman, Adler, ” Zuckerman Organizations: New, New York CNN, Long & Foster, Consumer Financial, Bureau, Mortgage, Association Locations: New York, annualcreditreport.com, TransUnion

Inflation is still having an impact, and consumers are definitely feeling it at the grocery store. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. I have seen this myself when I go to the grocery store and buy five items … for $65. They are typically going to be cheaper than the grocery store,” Seiler says. Check your pantry firstThis last tip is one that we all can and should do before even making a shopping list.

Persons: Hillary Seiler, —, Seiler, “, ” Seiler Organizations: Service, NFL, Business

☆ US raises concerns about cozying relations between Russia and North Korea
▼ + stars: | 2024-02-13 | by ( Katie Bo Lillis | ) edition.cnn.com time to read: +8 min

In January, high-ranking North Korean and Russian diplomats met in Moscow in advance of what North Korean state media says is a forthcoming visit to Pyongyang by Russian President Vladimir Putin himself — his first in more than 20 years. Trade with Russia could also further weaken the sanctions regime the US has placed on North Korea, also accelerating its economy and potentially bolstering its arms development program. As always with North Korea, deciphering how the hermit kingdom may respond is like reading chicken bones. For weeks, a blog post on an influential North Korea watchers website written by two former analysts circulated within the US government. If anything, some analysts believe, North Korea’s public statements signal that North Korea is abandoning its reunification policy in pursuit of peace on the peninsula.

Persons: Kim Jong, Vladimir Putin, —, Biden, Jake Sullivan, Kim, ”, “, ” Jeffrey Lewis, Lewis, ” Lewis, Sydney Seiler, Seiler, ” Kim doesn’t, “ That’s, “ Kim, it’s, We’re, ” Seiler, we’ll Organizations: CNN, North, Russia, Intelligence, White House, DPRK, Democratic People’s, Middlebury Institute of International Studies, North Korean, National Intelligence Council, US Locations: North Korea, Washington, South Korea, Russia, Moscow, Pyongyang, Russian, Korea, Democratic People’s Republic, Soviet Union, United States, North, China, Beijing, Japan, Korean

“But in terms of the logic of North Korea, they make sense." Worrisome possible outcomes include Russia helping North Korea beef up “its pretty antiquated ... museum-ready” conventional forces or its weapons of mass destruction, Seiler said. “North Korea was clearly developing capabilities that would enhance its position vis-à-vis South Korea. ‘I WAS BROUGHT TO TEARS'Among his experiences in North Korea that stood out, Seiler pointed to watching a landmark 1983 Korean television show. Unscripted, the show turned into an emotional, marathon, 453-hour live broadcast that reunited Korean families divided under Japanese colonization or during World War II and the Korean War.

Persons: Kim Il Sung, Syd Seiler, Seiler, Kim, Don’t, “, Kim Jong, —, Nicolae Ceausescu, Kim Jong Un, Vladimir Putin, Kim “, ” Seiler, ”, Putin, China's, ‘, it's Organizations: WASHINGTON, Associated Press, U.S, Korean, KOREA Locations: U.S, North Korea, South Korea, Romanian, Korea, RUSSIA, Russia, Ukraine, United States, Taiwan, Korean

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